THE F & M ADVANTAGE

CUSTOMER SERVICE

  • F & M agents are committed to offering proper coverage
  • Will meet with customers at their convenience

EXPERIENCE

  • Office staff has over 125 years of combined insurance experience

PRODUCT KNOWLEDGE

  • Minnesota independent insurance agents are required to obtain 24 hours of continuing education every two years
  • Independent agents have access to a wide selection of insurance companies and products

FAST & COMPLETE RESPONSE TO ALL INQUIRIES

  • Phone calls and emails are returned the same day, often within hours

CLAIMS INVOLVEMENT

  • Expect personal attention day or night until a claim is settled

COMMUNITY INVOLVEMENT

  • Total of 1000 community service hours invested in the community in 2009

LOCALLY OWNED AND MANAGED

  • F & M agents are people that you know in the community
  • The convenience of "one stop shopping"