THE F & M ADVANTAGE
CUSTOMER SERVICE
- F & M agents are committed to offering proper coverage
- Will meet with customers at their convenience
EXPERIENCE
- Office staff has over 125 years of combined insurance experience
PRODUCT KNOWLEDGE
- Minnesota independent insurance agents are required to obtain 24 hours of continuing education every two years
- Independent agents have access to a wide selection of insurance companies and products
FAST & COMPLETE RESPONSE TO ALL INQUIRIES
- Phone calls and emails are returned the same day, often within hours
CLAIMS INVOLVEMENT
- Expect personal attention day or night until a claim is settled
COMMUNITY INVOLVEMENT
- Total of 1000 community service hours invested in the community in 2009
LOCALLY OWNED AND MANAGED
- F & M agents are people that you know in the community
- The convenience of "one stop shopping"

